11 active $5 New York scratch-off games, ranked by Smart Score. Average payout rate across this price tier: 62.7%. Updated daily.
| Game | Price | Smart Score | Payout | Odds | Top Prize |
|---|---|---|---|---|---|
| BINGO TIMES 20 | $5 | 87.1 | 64.4% | 1 in NaN | $300,000 |
| 50Xtra | $5 | 79.3 | 67.1% | 1 in NaN | $1,000,000 |
| $1,000,000 MUST LOVE DOGS | $5 | 74.5 | 67.8% | 1 in NaN | $1,000,000 |
| DOUBLE TRIPLE CASHWORD | $5 | 70.6 | 58.9% | 1 in NaN | $300,000 |
| $500,000 YEAR OF THE HORSE | $5 | 49.8 | 62.5% | 1 in NaN | $500,000 |
| $500,000 BLAST | $5 | 45.0 | 66.0% | 1 in NaN | $500,000 |
| 2026 | $5 | 36.9 | 54.9% | 1 in NaN | $500,000 |
| $500 HOLIDAY BONUS | $5 | 27.0 | 55.0% | 1 in NaN | $500 |
| LUCKY 13 | $5 | 23.1 | 70.2% | 1 in NaN | $500,000 |
| CASINO NIGHTS | $5 | 21.3 | 69.4% | 1 in NaN | $500,000 |
| $500,000 MATCH TO WIN | $5 | 0.0 | 53.0% | 1 in NaN | $500,000 |
$5 scratch-off tickets in New York currently average a 62.7% payout rate. The $5 price tier is the sweet spot for casual play: better payout rates than $1 tickets, lower variance than $20+.
Smart Score weighs remaining prizes, payout rate, edge over base odds, and momentum into a single number. Higher = better current value.
Data sourced from nylottery.ny.gov and NY Open Data. Independent, non-commercial project. Play responsibly — NY Problem Gambling · 1-877-8-HOPENY.