Payout rate is the percentage of every dollar wagered that the lottery pays back in prizes over the life of the game. NY law requires scratch-offs publish theirs. Below: the 20 highest right now, recomputed daily from remaining prize counts.
| Game | Price | Smart Score | Payout | Odds | Top Prize |
|---|---|---|---|---|---|
| Instant Take 5 | $1 | 45.3 | 99.6% | 1 in NaN | $5,555 |
| X Series: 200X | $30 | 99.9 | 87.2% | 1 in NaN | $10,000,000 |
| $300,000,000 Cash Payout | $20 | 87.5 | 81.9% | 1 in NaN | $5,000,000 |
| Jackpot Fortune | $30 | 99.9 | 81.6% | 1 in NaN | $10,000,000 |
| Set for Life | $10 | 90.8 | 80.4% | 1 in NaN | $3,240,175 |
| Bonus 100X | $20 | 87.9 | 78.8% | 1 in NaN | $5,000,000 |
| 300X the Money | $30 | 100.0 | 76.9% | 1 in NaN | $10,000,000 |
| $10,000,000 Cash | $30 | 90.9 | 76.8% | 1 in NaN | $10,000,000 |
| Mystery Multiplier | $20 | 87.3 | 74.7% | 1 in NaN | $5,000,000 |
| Ultimate Cash | $30 | 81.7 | 74.4% | 1 in NaN | $10,000,000 |
| VIP Millions | $30 | 81.6 | 74.0% | 1 in NaN | $5,000,000 |
| $5,000,000 Blitz | $20 | 86.2 | 73.9% | 1 in NaN | $5,000,000 |
| Millionaire Riches | $20 | 90.9 | 73.8% | 1 in NaN | $5,000,000 |
| $5,000,000 Cash Royale | $20 | 67.3 | 73.6% | 1 in NaN | $5,000,000 |
| 100Xtra | $10 | 79.4 | 72.2% | 1 in NaN | $3,000,000 |
| $10,000 a Week for Life | $20 | 82.0 | 72.1% | 1 in NaN | $6,480,349 |
| 200Xtra | $20 | 76.8 | 72.0% | 1 in NaN | $5,000,000 |
| $100, $200 or $500! | $30 | 77.2 | 72.0% | 1 in NaN | $500 |
| Win Either $100 or $200! | $20 | 62.1 | 71.8% | 1 in NaN | $200 |
| Millionaire Maker | $20 | 67.9 | 71.5% | 1 in NaN | $1,000,000 |
If a $10 ticket has a 75% payout rate, NY Lottery will return $7.50 in prizes per $10 spent on average over the entire print run. Remaining payout rate adjusts for the prizes already claimed: if all jackpots are gone, the effective rate drops sharply.
See how Smart Score combines payout with the broader 33-factor model →
Data sourced from nylottery.ny.gov and NY Open Data. Independent, non-commercial project. Play responsibly — NY Problem Gambling · 1-877-8-HOPENY.