The best expensive NY scratch-offs — premium $20 and $30 tickets with the highest top prizes (often $5M-$10M) and the best payout rates on the market (typically 70-75%).
| Game | Price | Overall Odds | Remaining Odds | Top Prize | Top Prizes Left | Smart Score |
|---|---|---|---|---|---|---|
| Jackpot Fortune | $30 | 1 in 3.65 | 1 in 3.65 | $10,000,000 | 1 | 100.0 |
| X Series: 200X | $30 | 1 in 3.62 | 1 in 3.62 | $10,000,000 | 1 | 98.2 |
| 300X the Money | $30 | 1 in 3.61 | 1 in 3.61 | $10,000,000 | 3 | 97.9 |
| $10,000,000 Cash | $30 | 1 in 3.65 | 1 in 3.65 | $10,000,000 | 1 | 91.3 |
| $300,000,000 Cash Payout | $20 | 1 in 3.55 | 1 in 3.55 | $5,000,000 | 1 | 90.0 |
| Millionaire Riches | $20 | 1 in 3.76 | 1 in 3.76 | $5,000,000 | 4 | 89.2 |
| Bonus 100X | $20 | 1 in 3.66 | 1 in 3.66 | $5,000,000 | 2 | 87.9 |
| Mystery Multiplier | $20 | 1 in 3.67 | 1 in 3.67 | $5,000,000 | 2 | 86.8 |
| $5,000,000 Blitz | $20 | 1 in 3.79 | 1 in 3.79 | $5,000,000 | 3 | 83.7 |
| Ultimate Cash | $30 | 1 in 3.64 | 1 in 3.64 | $10,000,000 | 1 | 82.8 |
| VIP Millions | $30 | 1 in 3.59 | 1 in 3.59 | $5,000,000 | 1 | 82.0 |
| $10,000 a Week for Life | $20 | 1 in 3.72 | 1 in 3.72 | $6,480,349 | 2 | 80.6 |
| $100, $200 or $500! | $30 | 1 in 6.25 | 1 in 6.25 | $500 | 2,500 | 77.2 |
| 200Xtra | $20 | 1 in 3.67 | 1 in 3.67 | $5,000,000 | 2 | 76.5 |
| $5,000,000 Cash Royale | $20 | 1 in 3.90 | 1 in 3.90 | $5,000,000 | 1 | 68.0 |
| $5,000,000 Spectacular | $20 | 1 in 3.85 | 1 in 3.85 | $5,000,000 | 4 | 67.9 |
| Millionaire Maker | $20 | 1 in 3.91 | 1 in 3.91 | $1,000,000 | 3 | 67.6 |
| $2,000,000 100X Cashword | $20 | 1 in 3.82 | 1 in 3.82 | $2,000,000 | 3 | 67.5 |
| Win Either $100 or $200! | $20 | 1 in 8.00 | 1 in 8.00 | $200 | 16,414 | 61.5 |
| All Cash | $20 | 1 in 4.64 | 1 in 4.64 | $5,000 | 155 | 44.4 |
Compare other categories: all NY scratch-off odds · highest payout · best odds · full rankings database.
$20 and $30 NY Lottery scratch-offs offer the highest payout rates in the catalog — typically 70-75% of all dollars wagered are returned as prizes, compared to 62-65% on cheap tickets. They are also where the multi-million-dollar top prizes live.
The trade-off: lower play volume per dollar. A $30 ticket buys you one shot at a million; ten $3 tickets buy you ten shots at $30,000.
Browse by exact price tier: best $20 · best $30. Or compare by highest payout rate.
Recomputed during scheduled refresh cycles from the official New York Lottery prize-claim feed.Data sourced from nylottery.ny.gov and NY Open Data. Independent, non-commercial project. Play responsibly — NY Problem Gambling · 1-877-8-HOPENY.