The best expensive NY scratch-offs — premium $20 and $30 tickets with the highest top prizes (often $5M-$10M) and the best payout rates on the market (typically 70-75%).
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$20 and $30 NY Lottery scratch-offs offer the highest payout rates in the catalog — typically 70-75% of all dollars wagered are returned as prizes, compared to 62-65% on cheap tickets. They are also where the multi-million-dollar top prizes live.
The trade-off: lower play volume per dollar. A $30 ticket buys you one shot at a million; ten $3 tickets buy you ten shots at $30,000.
Browse by exact price tier: best $20 · best $30. Or compare by highest payout rate.
Recomputed during scheduled refresh cycles from the official New York Lottery prize-claim feed.Data sourced from nylottery.ny.gov and NY Open Data. Independent, non-commercial project. Play responsibly — NY Problem Gambling · 1-877-8-HOPENY.